Peace of Mind

Comprehensive Insurance Built In

Every camper on 4x4 Things is fully covered by comprehensive insurance—whether it's parked in your driveway or out on an epic adventure. Protection that works for everyone.

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Insured 4x4 Adventure
Trusted Protection

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Every camper listed on 4x4 Things is fully comprehensively insured at all times, whether it's parked or out on rental. Our insurance model is designed to protect both owners and renters, without requiring owners to take out additional policies or manage claims themselves.

How It Works

Simple, Transparent Protection

All campers on 4x4 Things are covered under a comprehensive insurance policy that applies full-time, not only during active rentals.

R99 Per Day Renter Fee

Renters pay a flat insurance fee of R99 per day, contributing directly toward insurance costs

Monthly Balance Invoicing

Any remaining insurance balance is invoiced monthly to the owner at preferential group rates

Full-Time Coverage

Because insurance is always active, owners don't need to arrange separate insurance for their camper

Preferential Group Rates: Owners benefit from significantly lower insurance costs compared to private policies through our bulk underwriting arrangement.
Insurance Protection
R99 Per Day
Renter Fee
Comprehensive Cover

What's Covered

Our comprehensive insurance protects both owners and renters throughout the rental period and while the camper is listed on the platform.

Theft

Full protection against theft of the camper or its contents

Accidental Damage

Coverage for unexpected accidents and collisions

Natural Events

Protection against fire, storms, flooding, and similar events

Civil Unrest

Coverage for damage caused by riots and civil disturbances

Peace of Mind for Owners
For Owners

Peace of Mind for Owners

As an owner, our insurance model means you can list your camper with complete confidence—no complicated paperwork, no gaps in coverage, no risk.

No Separate Rental Insurance

Your camper is automatically covered when listed on 4x4 Things

No Gaps in Cover

Full-time protection whether your camper is parked or on rental

No Complicated Claims

No handover between renter and owner—we handle everything

Preferential Group Rates

Pay significantly less than private insurance policies

Peace of Mind for Renters
For Renters

Adventure with Confidence

When you book a camper through 4x4 Things, you're not just renting equipment—you're renting complete peace of mind.

Transparent Insurance Pricing

Clear R99 per day fee—no hidden costs or surprises

Full Comprehensive Cover

Complete protection throughout your entire trip

Properly Insured Equipment

Confidence that the camper is fully covered at all times

No Hidden Liability

No unclear insurance clauses or surprise liability issues

Ready to List or Rent with Complete Protection?

Join the 4x4 Things community where every camper is fully insured and every adventure is protected.